Articles of Interest

Two old seniors in nature on rainy day holding umbrella

Apr 5, 2024

April 2024 Newsletter

This month, we delve into how often you should see your doctor, how to create an effective retirement strategy and as always, a delicious recipe for an on-the-go Spring snack.

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Grandfather and baby boy looking at the green grass on the beautiful spring day

Mar 11, 2024

March 2024 Newsletter

This month's articles focus on the benefits of walking, fun “day trip” ideas, and more — plus, a nutritiously delicious recipe.

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Portrait of senior friends outdoors

Feb 14, 2024

February 2024 Newsletter

Read on for information on getting ready for outdoor spring activities, senior safety tips, the benefits of Medicare supplement coverage and more.

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Senior couple walking in a ski resort

Jan 12, 2024

January 2024 Newsletter

Remember to layer up when you go outdoors, continue to exercise indoors or out, and to follow through with any resolutions you've put in place!

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Senior woman with family celebrating christmas with sparklers at home

Dec 7, 2023

December 2023 Newsletter

Enjoy this month's newsletter which includes tips for winter safety, how to stay fit during the Holidays, and as always, a delicious recipe.

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Photo of little smiling boy and his dad, playing American football in their backyard

Nov 7, 2023

November 2023 Newsletter

It's mid-autumn and the holidays are on the way (Thanksgiving!). Enjoy some cool breezes and review our articles on "COLAs," pacemakers, and more.

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Grandparents, parent and granddaughter together

Oct 11, 2023

October 2023 Newsletter

This month includes the start of Medicare's Annual Election Period.

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Grandmother reads a book to her granddaughter at the library

Sep 15, 2023

September 2023 Newsletter

Older Americans have long found Life insurance to be a great way to provide added security for those you care about most.

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Seniors hiking outdoors

Aug 18, 2023

August 2023 Newsletter

In some ways, this month has it all - it's still summer, and the great fall-autumn season is just ahead. Enjoy August.

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Senior Couple Enjoying the View on the Beach

Jul 10, 2023

July 2023 Newsletter

July is considered to be the hottest month of the year. But that can make it a great time to hit the beach... and just plain relax.

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Senior grandparents and granddaughter gardening in the backyard garden.

Jun 8, 2023

June 2023 Newsletter

June is a month that brings warm weather and a lot of sun. With the summer season now in full swing, it's important to be aware of the risks associated with sun exposure and travel.

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grandfather planting with grandson outside

May 4, 2023

May 2023 Newsletter

We've reached the beautiful month of May. Be sure to get out and enjoy every bit of it. Read on for information on National Stroke Awareness Month and saving on travel.

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asian senior man napping

Apr 2, 2023

April 2023 Newsletter

Happy springtime! Enjoy good weather and warmer temperatures. Our newsletter features articles on getting ready for retirement, daytime napping, and stress relief.

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Playful grandfather and granddaughters. Doing a pushup with girls on his back.

Mar 8, 2023

March 2023 Newsletter

Major health issue for seniors, an article on retirement and annuities, a tasty recipe, and more.

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A senior woman with gray and white hair in the park.

Feb 8, 2023

February 2023 Newsletter

February brings challenging weather, patriotic holidays, and causes well worth supporting.

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Senior couple with cat and dog happy outside

Jan 6, 2023

January 2023 Newsletter

With the year 2023 finally here, here's to hoping you've taken some time to set, and achieve, new goals for your life and health.

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A grandfather is teaching his grandson to fish during sunset in summer.

Jul 21, 2022

July 2022 Newsletter

Information about caregivers, Medicare prescription drug coverage, and more.

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Senior man making barbeque for his friends during party at backyard

Jun 23, 2022

June 2022 Newsletter

June is one of our absolute best months — certainly thanks to the beautiful weddings happening everywhere and the almost always fabulous weather.

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senior reading in grass

May 28, 2022

May 2022 Newsletter

There's no doubt about it. May is a strong candidate for best month of the year. So, enjoy the fine weather and review this month's newsletter from American Senior Benefits.

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happy senior couple hiking on the mountain

Apr 25, 2022

April 2022 Newsletter

A great spring is just ahead. This year that rings especially true. We're moving into the first post-pandemic springtime, and we're ready to enjoy a wonderful new season.

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Grandfater with grandson lying on grass in park.

Mar 7, 2022

March 2022 Newsletter

The cold weather is almost behind us. February was American Heart month, see where the fight against heart disease stands. Also get information on pharmacy plan ratings, enjoy a late winter recipe, and more.

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happy children with their grandfather and grandmother, outdoor portrait

Jan 10, 2022

Welcome 2022!

I hope the coming of the New Year remains a source of renewed energy and inspiration for you.

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Senior couple enjoying a day at the beach

Aug 3, 2021

Summer Health Reminders

Summer is a great time to get outdoors and enjoy the weather and get in touch with your health goals.

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2021 happy new year decor

Jan 22, 2021

January Newsletter

At American Senior Benefits, we look forward to bringing you essential information on health and retirement. From all of us at ASB, have a happy, healthy, and successful 2021!

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Happy older gentleman sitting on couch with cane smiling at camera

Dec 8, 2020

2021 Medicare Parts A & B At-A-Glance

A quick overview for Parts A & B

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Hourglass with Dec 7 deadline superimposed over it.

Dec 1, 2020

Medicare Annual Enrollment Period Is Almost Over!

There is exactly 1 week left in this year’s Medicare Annual Enrollment Period.

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Senior citizen writing a check while look on computer

Nov 13, 2020

Appealing a Higher Medicare Part B Premium

In 2020 most people paid $144.60 for their Medicare Part B premium. The Medicare Part B premium is going up in 2021 to $148.50 per month.

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Senior man sitting with young grandson in skeleton costume, getting ready to carve a pumpkin

Oct 23, 2020

2021 Cost-of-living adjustments for retirees and tax changes for the currently employed.

On Tuesday, October 13, 2020, the Social Security Administration released important facts and figures for 2021 - including cost-of-living adjustments (COLA) for retirees and tax changes for the currently employed.

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Prescription bottles, medications over dollar bills with a stethoscope on top

Oct 15, 2020

Medicare Enrollment Period Is Here!

It is the 2021 Medicare Enrollment season. For the next 53 days anyone who has a Medicare HMO, PPO, POS or Prescription Drug plan can change their plan for 2021.

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Close up of man's hand using a pill holder to organize daily medications and vitamins

Oct 2, 2020

Drug Tier Basics

As we inch closer to the Medicare Annual Enrollment Period, it is important to truly understand the different Medicare drug tiers and what they mean.

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Senior citizen woman outside in autumn with her beagle dog

Sep 18, 2020

Be Ready for Medicare's Annual Enrollment Period (AEP)

Even if your situation has had little changes or no changes at all, it is always best to review your options every year. Being prepared for AEP can ensure you have the best plan for your needs.

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Senior packing a box at his work desk

Sep 11, 2020

I Lost My Job - How Do I Get Health Insurance?

If you lost your job in this time of COVID, you may be worried about how you will get health insurance. If you already have Medicare Part A, you might have even more questions.

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Grandparents holding baby grandson

Sep 4, 2020

When is the Right Time to Buy Life Insurance?

Buying life insurance is something that many people tend to push off at which point it becomes costly or is too late. So when is the right time to buy life insurance?

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Senior couple discussing Medicare options

Aug 25, 2020

Now is the time to review your Medicare Advantage Plan

Just 5 weeks from now if you are in a Medicare Advantage plan, you will receive your Annual Notice of Changes (ANOC).

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Husband and wife gazing lovingly at each other after breast cancer walk

Aug 7, 2020

Cancer isn’t prejudice.

The majority of treatments these days are done through prescriptions. Therefore, the costs for treatments will go through their prescription drug coverage, not their health coverage.

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Doctor explaining medical procedure to senior patient

Aug 4, 2020

Your Right: Informed Consent

Knowing exactly what a certain medical procedure entails and the expected outcome is important to your peace of mind.

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Two masked senior couple talking in the front yard

Jul 31, 2020

COVID-19 and Senior Finances

Many seniors are economically insecure and some even live below the poverty line. COVID-19 has made things difficult for many, especially seniors.

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Happy senior working in a machine shop

Jul 24, 2020

I’m turning 65 and covered by health insurance through work. Do I need to take Medicare?

The answer will depend on a number of facts that describe you and how you get your health insurance.

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American Senior Benefits agent discussing insurance options with senior couple

Jul 14, 2020

Why Western PA Medicare and American Senior Benefits?

Our diverse and highly trained agents and managers, like the agents at Western PA Medicare, have a true understanding and awareness of the things that keep this group awake at night. We are a veteran friendly company and have many veterans as part of our dedicated sales force!

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Doctor speaking with good-spirited patient in hospital bed

Jul 10, 2020

The Benefit of Hospital Indemnity Plans

Although healthcare coverage does pay for some of the hospital stay, it often times does not pay nearly the entire cost, leaving you with some high out of pocket costs. Many people are forced to take money from their savings or retirement to help with these hospital bills.

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Happy senior couple lounging in a hammock

Jul 7, 2020

What If I Eventually Need a Nursing Home?

There are places you want to go, and the places you really, really don't want to go. With a little planning we can create a plan that works for you.

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Grandmother sitting quietly in chair with toddler grandchild on her lap.

Jul 3, 2020

Final Expense Life insurance is a gift you give to your loved ones.

There are many options available to people of all ages and more importantly Final Expense Life Insurance is available no matter what your health.

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Grandfather sitting with grandson by a stream

Jun 30, 2020

What your asset review may be missing

The Color of Money Risk Analysis is designed to help you better understand how your long-term goals could impact the financial decisions you make today.

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Senior mechanic looking under the hood of a car

Jun 26, 2020

Pace and PaceNet: What is this and is it for me?

Now more than ever there is an increasing amount of seniors still working because they can not afford the daily medications needed for a good quality of life even with insurance coverage. No one should have to go without needed medications or cut doses due to cost.

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Senior husband and wife, who is in a wheelchair, relaxing in their garden

Jun 23, 2020

Medicare? Medicaid? What’s the Difference?

Medicare and Medicaid have both been around since 1965. They were created by the same act of Congress, but were designed to make health insurance available to different people. Both programs have changed a lot in the last 55 years, but their basic purposes have not changed.

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Senior couple enjoying a ride on their motorcycle

Jun 19, 2020

What Every Retiree Needs To Consider

You are looking forward to retirement changing everything. In the midst of all these exciting changes, you now have to make some important decisions regarding your insurance coverage.

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Jars of money labeled for budgeting

Jun 16, 2020

Empowering Your Retirement

Are you worried about protecting your retirement income? What will happen to your 401k and your retirement income if the market goes down?

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Medical icons for frequently asked questions

Jun 12, 2020

COVID and MEDICARE - What You Need to Know

You may also have more questions that relate to the COVID epidemic. Medicare provides good coverage for COVID-related treatments.

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Young mother kisses newborn baby's foot lovingly

Jun 9, 2020

The Guaranteed Return Of Life Insurance

There is one insurance plan that is 100% guaranteed to pay out, yet so many people don’t have it. Life Insurance.

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Insurance adviser speaking with senior couple about their options

Jun 5, 2020

The Four Factors Why You Should Meet With a Financial Advisor

While you are working, you play by one set of rules. You were saving and doing all the right things to make sure you were able to maintain your standard of living when you finally reached retirement. Now that you are here, the rules of the game have changed. There are four major areas that will drastically impact everything you’ve worked for.

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Senior couple looking at insurance paperwork and review their options

Jun 2, 2020

What's the Best Medicare Plan?

The answer for you is different from the answer for your neighbor, or even your spouse. Your prescriptions, medical conditions budget and even your neighborhood affect which Medicare plan fits best.

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Medicare Planning/Health

The process of educating you about your rights and options with the Medicare program and associated supplemental services reducing the financial risks associated with medical costs.

  • Medicare Supplement
  • Medicare Advantage
  • Hospital Indemnity
  • Part D Prescription Drug
  • Cancer Protection
  • Dental/Vision/Hearing
  • Final Expense
  • Recovery Care / Post Hospital

Retirement Planning

Setting aside funds to provide deferred income benefits at retirement.

  • Rollover IRA
  • ROTH IRA
  • Traditional IRA
  • SEP
  • CD Alternatives

Insurance Planning

Providing protection for loved ones for life events and/or catastrophes by transferring the risks. Ensuring lifestyle and asset protection.

  • Life Insurance
  • Individual Health Insurance
  • Wealth Transfer
  • Mortgage & Income Protection
  • Retirement Supplements
  • Non-Qualified Deferred Compensation